How to Start a US LLC as a Non-Resident in 2026: Complete Guide
No SSN. No visa. No US address required. Here is exactly how international entrepreneurs form a US company and open a bank account - step by step.
If you live outside the United States, you can still form a US LLC. You do not need a Social Security Number, a US visa, or even a physical address in the US. Thousands of entrepreneurs from Europe, Asia, Latin America, and the Middle East do this every year - and the process is simpler than most people think.
This guide covers everything you need to know: why a US LLC matters, which state to pick, how to get your EIN as a foreign national, and how to open a US business bank account without visiting the country.
Quick Facts for Non-Residents
Why Would a Non-Resident Want a US LLC?
A US LLC gives your business instant credibility with American customers and partners. It also gives you access to the US financial system, US payment processors like Stripe and PayPal, and the ability to invoice clients in USD without friction.
Beyond credibility, there are real tax benefits. A US LLC owned entirely by non-resident foreigners with no US-source income is typically not subject to US federal income tax. You report and pay taxes in your home country instead. Always consult a tax advisor for your specific situation.
Access US Payments
Accept payments via Stripe, PayPal, and US wire transfers. Many international payment processors require a US entity.
Liability Protection
Your personal assets are protected from business debts and lawsuits - the same protection US residents get.
Global Credibility
A US company signals legitimacy to clients, investors, and partners worldwide. It opens doors that a foreign entity cannot.
Which State Should You Choose?
For most non-residents, the choice comes down to two states: Wyoming and Delaware. Both are popular with international founders, but they have different strengths.
Wyoming
Best for most- Filing fee: $100 (one-time)
- No state income tax
- Strong privacy - no public member list
- Annual report: $62/year
- Processing: 1-2 business days
Delaware
Best for investors- Filing fee: $90 (one-time)
- No state income tax on out-of-state income
- Preferred by VCs and investors
- Annual franchise tax: $300+/year
- Same-day processing available
Which state should you pick?
If you are running an online business, consulting, e-commerce, or SaaS - Wyoming is the better choice. Lower cost, better privacy, simpler compliance. Choose Delaware only if you plan to raise venture capital from US investors.
Step-by-Step: How to Form Your US LLC
Here is the complete process from start to finish:
Choose a Business Name
Your LLC name must include "LLC" or "Limited Liability Company" and must be unique in your chosen state. You can check availability on the state's website or let a formation service handle it.
Appoint a Registered Agent
Every US LLC must have a registered agent - a person or company with a physical US address in your state who receives legal documents on your behalf. As a non-resident, you will need to hire a registered agent service.
File Articles of Organization
This is the official document that creates your LLC. It includes your business name, registered agent details, and basic structure. Filing fees range from $50 to $500 depending on the state.
Create an Operating Agreement
While not always legally required, an operating agreement defines how your LLC is managed, ownership percentages, and how decisions are made. It is essential for protecting your interests.
Get Your EIN
An Employer Identification Number (EIN) is your US tax ID - required to open a bank account, hire employees, and file US taxes. Non-residents can get one by fax or mail using Form SS-4.
Open a US Business Bank Account
With your EIN and formation documents, you can open a US business bank account. Options include Mercury, Relay, and Brex - all of which work with non-resident LLCs and do not require in-person visits.
Getting an EIN as a Non-Resident
The EIN process is where most non-residents get stuck. The IRS online EIN application is only available to applicants with a US SSN or ITIN. If you do not have either, you have two options:
Option 1: Fax Form SS-4
Fill out IRS Form SS-4 and fax it to the IRS at +1 (855) 215-1627. Processing time is typically 4-6 weeks. This is the standard method for international applicants.
Free - DIY methodOption 2: Use a Formation Service
Services like Incorporo include EIN application as part of the package. They handle the IRS paperwork and typically get your EIN in 2-4 weeks - without you lifting a finger.
Faster - handled for youCommon Mistakes to Avoid
- Skipping the Operating Agreement
Fix: Even single-member LLCs need one. Without it, your LLC might not be treated as a separate legal entity in some states.
- Using a personal address as the registered agent
Fix: Non-residents cannot serve as their own registered agent. Always hire a professional registered agent service.
- Assuming a US LLC means paying US taxes
Fix: Non-resident owned LLCs with no US-source income are generally not subject to US federal income tax. But you must still file an annual informational return (Form 5472).
- Forgetting annual compliance
Fix: Most states require an annual report and fee to keep your LLC active. Missing it can lead to dissolution. Set a reminder every year.
What Does It Cost?
| Item | Wyoming | Delaware |
|---|---|---|
| State filing fee | $100 | $90 |
| Registered agent (year 1) | $0 included | $0 included |
| EIN application | $0 included | $0 included |
| Operating agreement | $0 included | $0 included |
| Annual report (ongoing) | $62/year | $300+/year |
Ready to Start Your US LLC?
Incorporo handles everything - state filing, registered agent, EIN application, and operating agreement. Starting at $50, 100% online, no US visit required.
Start My US LLC